As a discerning consumer, you understand the importance of finding an insurance provider you can trust. DeOliveira Insurance has been serving communities in the tri-state area for over 50 years. When you choose DeOliveira Insurance, you gain the security of working with experienced agents who take the time to understand your unique needs.
DeOliveira Insurance offers a wide range of policies from home and auto to life and business. Their dedicated agents work tirelessly behind the scenes to find you the best coverage at competitive rates. You can rest assured knowing DeOliveira Insurance has a proven track record of providing fast, fair claims resolution.
For half a century, DeOliveira Insurance has been a pillar of the community, involved in local charities and events. They believe that the relationships they build with customers are the foundation of their success. When you need insurance you can depend on, choose a company with deep roots in the community. Choose DeOliveira Insurance, your trusted insurance partner.
About DeOliveira Insurance
DeOliveira Insurance has been providing trusted insurance solutions for over 50 years. Our mission is to offer comprehensive, affordable coverage to protect what matters most to you.
- Home Insurance: We offer home insurance policies to cover damage from events like fires, storms, theft and vandalism. Our home insurance can provide you peace of mind that your most valuable asset is protected.
- Auto Insurance: Our auto insurance policies provide liability coverage as well as comprehensive and collision coverage. We offer additional coverage options like roadside assistance, rental car reimbursement and accident forgiveness. Let us help you find an auto insurance policy that fits your needs and budget.
- Life Insurance: We provide term life insurance and whole life insurance policies to secure your family’s financial future in the event of loss of life. Our life insurance policies are customizable based on your unique situation and coverage needs.
- Business Insurance: We understand the risks businesses face and offer general liability insurance, professional liability insurance, commercial property insurance, workers’ compensation insurance, and more. Our business insurance specialists will work with you to determine appropriate coverage for your company.
For over five decades, DeOliveira Insurance has been dedicated to providing caring, thoughtful service. We are committed to finding you the right insurance solutions at the best value. Contact us today to discuss how we can protect what matters most to you. We look forward to serving you for many years to come.
Our Insurance Solutions
DeOliveira Insurance offers a wide range of insurance solutions to meet your needs. Our products include:
- Homeowners Insurance: We provide comprehensive coverage for your home and personal belongings. Our policies cover structural damage, liability, and loss of use. We offer additional coverage for high-value items, natural disasters, and more.
- Auto Insurance: We offer auto insurance for private passenger vehicles and commercial fleets. Our policies include liability, collision, comprehensive, medical payments, and uninsured motorist coverage. We provide discounts for safe drivers, students, anti-theft devices, and bundling with other policies.
- Life Insurance: We offer term life insurance and whole life insurance. Term life provides coverage for a specific period of time, while whole life provides lifetime coverage and the opportunity to build cash value. We provide life insurance for individuals and businesses to protect loved ones in the event of death.
- Business Insurance: We provide general liability, professional liability, commercial property, and business interruption insurance for companies of all sizes. Our business insurance helps protect your company’s assets, employees, and reputation.
In summary, DeOliveira Insurance provides a complete range of insurance products for individuals, families, and businesses. We are committed to finding the right coverage at competitive rates for our clients. Please contact us today to discuss your insurance needs and get a free quote. We look forward to serving as your trusted insurance partner.
Home Insurance Packages
DeOliveira Insurance offers comprehensive home insurance packages to provide you with complete coverage and peace of mind. Our home insurance plans are tailored to your unique needs and budget.
Our standard homeowner’s insurance policy covers your dwelling and personal property for events like fire, theft, vandalism, and natural disasters. Coverage amounts range from $100,000 up to $1 million or more. Higher coverage limits are available for high-value homes. Optional endorsements include:
- Floater coverage for expensive personal property like jewelry, art, antiques, and collectibles.
- Loss of use coverage in case you need temporary housing expenses.
- Liability coverage to protect you in the event someone is injured at your home.
If you own a condominium, our condo insurance policy covers your personal property, loss of use, and liability, while your condo association’s master policy covers the building structure. Condo insurance provides comprehensive coverage tailored to condo owners and may cost less than a standard homeowner’s policy.
For those who rent an apartment, house, or condo, our renters insurance protects your personal belongings from events like fire, theft, and vandalism. Coverage starts at $10,000 up to $50,000 or more for high-value properties. Renters insurance is very affordable and provides important financial protection for renters.
Additional coverage like flood, earthquake, sewer backup, and identity theft protection can be added to any of our home insurance packages. Please contact your DeOliveira Insurance agent today to discuss your home insurance needs and get a free, no-obligation quote. We look forward to providing you with the very best coverage and service.
Auto Insurance Coverage
Liability coverage protects you financially in the event you are found legally liable for damages caused to another driver, their vehicle, or any property in an auto accident. The minimum liability coverage required by law typically includes:
- Bodily Injury Liability: Covers medical bills and lost wages for injuries to other drivers or passengers.
- Property Damage Liability: Covers the cost of repairs to another vehicle or property you damage in an accident.
It is recommended you purchase more than the minimum liability coverage required as the costs of medical care and vehicle repairs continue to rise. Higher limits will better protect your assets in the event of a serious accident.
Comprehensive and Collision Coverage
Comprehensive and collision coverage are optional but important coverages that protect your own vehicle. Comprehensive coverage protects against damage to your car from events other than collisions, such as fire, theft, vandalism, or natural disasters. Collision coverage protects against damage to your vehicle from accidents. These coverages pay to repair or replace your vehicle up to its actual cash value or “book value.”
Uninsured and Underinsured Motorist Coverage
Uninsured motorist coverage protects you if you are in an accident with a driver who does not have auto insurance. Underinsured motorist coverage applies when the at-fault driver’s liability limits are too low to cover the damages. This coverage will pay for injuries to you and your passengers as well as damage to your vehicle. Given the number of uninsured drivers, this coverage is an important safeguard for you and your loved ones.
Additional Coverages and Discounts
DeOliveira Insurance offers additional coverages like roadside assistance, rental car reimbursement, and medical payments coverage. We also offer a range of discounts for safe drivers, students, anti-theft devices, bundling with home insurance, and more. Contact your agent today to ensure you have the right auto insurance coverage at a competitive price. We are here to protect what matters most—you and your family.
Life Insurance Plans
DeOliveira Insurance offers several types of life insurance plans to provide financial protection for you and your loved ones.
Term Life Insurance
Term life insurance provides coverage for a fixed period of time, typically 10 to 30 years. It is the most affordable type of life insurance and pays out a death benefit if you pass away during the term. Term life insurance is a good option if you need coverage for a specific period of time, such as while children are young or a mortgage is being paid off.
Whole Life Insurance
Whole life insurance provides lifetime coverage and also builds cash value over time. Premiums are higher than term life insurance but are fixed and guaranteed. The accumulated cash value can be borrowed against or withdrawn in the future. Whole life insurance is a good choice if you want coverage for your entire life along with a savings component.
Universal Life Insurance
Universal life insurance also provides lifetime coverage with flexible premiums and death benefits. You can adjust the premium and coverage amounts over time as your needs change. The cash value is invested and earns interest, allowing it to build more quickly than whole life insurance. Universal life insurance offers more flexibility but premiums are usually higher.
Final Expense Insurance
Final expense insurance, also known as burial insurance, provides a small death benefit, typically between $5,000 to $25,000, to cover end-of-life expenses. It is easy to qualify for but more expensive per $1,000 of coverage compared to other types of life insurance. Final expense insurance ensures your loved ones will not be burdened with funeral and burial costs after you are gone.
At DeOliveira Insurance, our licensed agents can help determine which type of life insurance best suits your unique needs and budget. We provide affordable rates and personalized service to give you peace of mind knowing your loved ones will be financially protected.
Business Insurance Policies
As a business owner, protecting your company’s assets and operations is crucial. DeOliveira Insurance offers a variety of business insurance policies to safeguard against risks that could negatively impact your enterprise.
General Liability Insurance
General liability insurance protects your business from claims of bodily injury or property damage. It covers the costs of legal defense and settlements should someone file a lawsuit against your company. This policy protects you in situations like a customer slipping and falling at your place of business or property damage caused by an employee.
Property insurance provides coverage for the physical assets of your business like buildings, equipment, and inventory in the event of events such as fire, theft, or natural disasters. This policy helps ensure you can repair or replace damaged property and continue operating your business.
Business Interruption Insurance
Business interruption insurance compensates you for lost income if your company has to temporarily shut down due to an insured disaster like a fire or flood. This coverage helps pay for expenses like rent, payroll, and other bills during the time you are unable to operate.
Professional Liability Insurance
For businesses that provide professional services, professional liability insurance protects against claims of negligence, errors, or omissions. Often called “errors and omissions” (E&O) insurance, this policy covers the legal costs and payouts for lawsuits alleging improper work or failure to perform. Professional liability insurance is important for companies such as law firms, accounting firms, architects, engineers, and healthcare providers.
Cyber Liability Insurance
In today’s digital world, businesses face risks like data breaches, hacking, and other cybercrimes. Cyber liability insurance helps cover the costs associated with a cyber attack such as customer notification, credit monitoring, data recovery, legal fees, and settlements. This policy is crucial for any company that collects and stores customer information or digital assets.
DeOliveira Insurance has the experience and expertise to determine the appropriate coverage types and policy limits to properly insure your business. Our agents can evaluate your company’s unique risks and needs to find the right solution at a competitive price. Protecting your business is our top priority.
Customer Service You Can Count On
DeOliveira Insurance prides itself on providing customers with an exceptional level of service. Our dedicated team of insurance professionals are committed to delivering an experience that exceeds your expectations.
Licensed and Knowledgeable Agents
Our agents are fully licensed and trained to help you understand your coverage options. They stay up-to-date with the latest products, industry changes, and regulations to offer informed recommendations tailored to your unique needs. Whether you have questions about a policy you already own or are looking to purchase new coverage, our agents have the expertise to guide you to the right solutions.
Superior Claims Handling
Should you need to file an insurance claim, our claims representatives will handle it promptly and professionally. We understand that experiencing an event like an accident, injury, or property damage can be stressful. Our team works diligently to start the claims process as quickly as possible and keep you informed every step of the way. We have a proven track record of fast, fair claims resolution so you can get back to normal life.
Ongoing Policy Review
After you purchase a policy, we don’t disappear. Our agents will schedule regular reviews of your coverage to ensure it remains comprehensive and cost-effective as your needs change over time. They can recommend adjustments to limits, coverage, or deductibles and help you take advantage of any new discounts or savings opportunities. We believe in building long-term relationships with our customers through consistent, caring communication.
Available When You Need Us
Should you have any questions or concerns about your insurance, we’re here to help. You can contact our customer service department Monday through Friday from 8 AM to 6 PM. We also have emergency after-hours contacts in the event of an urgent claim or coverage issue outside of normal business hours. Your satisfaction and well-being are our top priorities. We work to provide the level of availability and responsiveness you would expect from a trusted insurance partner.
Frequently Asked Questions About DeOliveira Insurance
DeOliveira Insurance is committed to providing you with the best customer service and insurance coverage for your needs. We understand you may have some questions about our company and services. Here are some of the most frequently asked questions regarding DeOliveira Insurance.
What types of insurance do you offer?
DeOliveira Insurance offers a wide range of insurance products to suit your needs:
- Auto insurance: We provide coverage for personal vehicles, commercial fleets, and more.
- Homeowners insurance: We offer policies to protect homes, condos, renters, and landlords.
- Life insurance: We offer term life insurance, whole life insurance, and universal life insurance.
- Business insurance: We provide general liability insurance, professional liability insurance, commercial property insurance, and workers’ compensation insurance for businesses.
How long have you been in business?
DeOliveira Insurance has been providing insurance services since 1975. We have over 45 years of experience helping customers protect what matters most to them. Our longevity and experience in the industry allow us to offer competitive rates and customized coverage.
Do you have 24/7 customer service?
Yes, we offer 24-hour emergency customer service and claims assistance. You can contact us anytime via phone, email, or by submitting a request on our website. We have dedicated service teams ready to help you day or night.
How do I get a quote or file a claim?
You can get a free insurance quote or file a claim in a few easy ways:
- Call us at 1-800-555-1234 to speak with an agent.
- Visit our website at deoliveirainsurance.com and fill out a quote or claims form.
- Email us at email@example.com with your policy details and claim information.
- Stop by one of our local offices to meet with an agent in person.
We make the quoting and claims process quick and hassle-free. Contact us anytime for a quote or if you need to file a claim. We’re here to help!
Contact DeOliveira Insurance Today
Contact DeOliveira Insurance Today!
To get started with DeOliveira Insurance and find the right coverage for your needs, contact us today. We have multiple ways for you to reach us:
- Call us at 1-800-555-0199 to speak with a licensed insurance agent. Our call center is open Monday through Friday from 8 AM to 8 PM EST.
- Email us at firstname.lastname@example.org with any questions you may have. We aim to respond within 1 business day.
- Visit our website at www.deoliveirainsurance.com to request a quote or get more information on the types of insurance we offer, including auto, home, life, and business.
- Stop by one of our local offices. We have over 50 locations spread throughout the Northeast and Mid-Atlantic. To find an office near you, check our website for a list of locations and hours.
Our dedicated team of insurance professionals is here to walk you through the process of finding the right policy for your unique needs. We represent over 50 A-rated insurance carriers, allowing us to compare quotes and get you the best coverage at a competitive price.
Why Choose DeOliveira Insurance?
There are many reasons to choose DeOliveira Insurance as your trusted insurance partner:
- Over 50 years of experience. We have been providing insurance solutions since 1969. Our longevity and experience in the industry allow us to anticipate challenges and changes to provide the best service.
- A+ rating with the Better Business Bureau. We maintain the highest rating with the BBB, demonstrating our commitment to integrity, transparency and customer satisfaction.
- 24/7 claims support. When you need to file a claim, we make the process as easy as possible with helpful support available anytime day or night.
- Choice of insurance carriers. We partner with top-rated national and regional insurance companies so we can compare quotes and find you the best value based on your needs.
- Ongoing policy review. Your insurance needs change over time. We proactively review your policies to ensure you have the right coverage at the best price for your current situation.
Don’t wait to get the insurance protection you need. Contact DeOliveira Insurance today to get started. We look forward to serving as your trusted insurance partner for years to come!
As you have seen, DeOliveira Insurance has a proven track record of providing customized insurance solutions for both individuals and businesses. With over 50 years of experience, they have the expertise and resources to find the right coverage at competitive rates. Their dedicated team of insurance professionals will work closely with you to understand your unique needs and recommend tailored policies to protect what matters most. Whether you’re looking for a home, auto, life, or commercial insurance, DeOliveira Insurance has a solution. For reliable, affordable coverage and superior customer service, choose DeOliveira Insurance – your trusted insurance partner.